An ATM Card for a Savings Account?
I recently decided that I needed a better way to cover short term overages in my budget. When I go over budget I’ve been taking money out of my emergency fund to cover these expenses. Obviously, these...
View ArticleA January Spending Fast
I have decided to go on a spending fast with a good friend of mine in the month of January. During this fast I won’t spend any money on lunches out, alcohol, tea, clothes, make-up, gifts and on my...
View ArticleI’m Changing the Way I Save
If I believe anything about personal finance is that it is an ever-changing endeavor. I like to set things and then forget about them, but every once in a while I realize something isn’t working....
View ArticleA Financial Check-Up
I try to give myself a financial check-up every January. Mostly this includes checking my credit reports, looking up my credit score on credit karma, and reviewing my retirement accounts and...
View ArticlePlanning for a Pay Increase
I’ve been thinking a lot about a bigger paycheck and how to keep some things consistent (even though my first paycheck from my new job won’t come until the end of the March). Since I am a planner it...
View ArticleNext Big Savings Goal
As you know if you have been reading my blog the joint account I have with the husband took a big hit in April. After taxes, moving expenses, and some furniture purchases the account is looking a...
View ArticleWhy We Save
Sometimes I get tired of writing about money and personal finance. There I said it. It feels almost blasphemous for a personal finance blogger to admit this, but it is true. Money is a part of our...
View ArticleMy Financial Philosophy
Instead of creating a financial plan for 2013 I decided it would be more productive to develop my financial philosophy. With so much in the air it is hard to make a plan to save X amount. So without...
View ArticleBudgeting Sucks
It is true, as much as I love budgeting I also hate it. Having to track every penny is annoying. Trying to stay within budgeted categories stresses me out. But I also love budgeting. Without it I...
View ArticleAre you planning your future wisely?
picture by Philip Taylor PT With today’s troubled times and people looking to beat the ever rising costs of living, many don’t have the thought of retirement on their mind. Between a rent or...
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